This page outlines Investment Management with Passport Wealth Management. Please click here for a list of Passport Wealth Management’s financial planning services.
Investment Management That Reflects Your Lifestyle
For those of us without a crystal ball, the future is (and always has been) uncertain. Comprehensive financial planning, including investment planning services, focuses on putting together a plan for your future, no matter what may come.
Investment Planning Services
Fee-Only CERTIFIED FINANCIAL PLANNER TM professionals take a comprehensive approach so our work delves into multiple areas of personal finance that most other investment managers and investment planning services don’t touch on, including investing, tax planning, savings, retirement, your estate, insurance coverage, and serious discussions about what you want your money to do for you. With Passport Wealth Management financial planning takes a life-long and personal approach. We talk about your current lifestyle, the lifestyle you want for the future, and what goals you have for your money.
Passport Wealth Management recognizes that life is not an “either–or” situation; it’s usually some combination of “and.” For example:
- You want long-term security, certainly, but you also want to take prudent risks so you get short-term results as well.
- You want smart returns on your investment, but you’re also concerned about how your money is invested.
Our clients bring a variety of concerns to us—pragmatic, social, financial, familial, business, etc.—and crafting a comprehensive investment plan that takes them all into account is vital.
Investment Management Approach and Philosophy
Our investment planning services begin by getting to know you. Only then can we work together to develop an Investment Policy Statement (IPS).
Factor Based Investing
We use factor investing or factor-based investing as we determine the right investments for you. Factor investing, or smart beta investing, is an investment approach that involves selecting investments based on quantifiable attributes that are empirically tied with stock returns. You can learn more about factor-based investing here.
We also seek out funds and investments that publish Environmental, Social, Governing (ESG) data. This is commonly referred to as ESG investing, which means purposefully investing in companies that meet certain criteria with respect to their use of resources (environmental), how they are run (governance), or their impact on employees and society (social). Research increasingly shows that ESG portfolios perform similarly to non-ESG portfolios and that incorporating ESG data may even provide an improved return over the long run and improve the risk-return profile. To read more about ESG investing, please click here.
Tax-Efficient/ Tax-Aware Investing
Another element to our investment management and investment planning services is tax-efficient investing or tax-aware investing. Put simply, tax-efficient investing puts the right investments in the right accounts to minimize your tax burden. Tax-efficient investing is critical to holistic financial planning, because believe it or not, you could have more control over your portfolio’s tax situation than you have over its exposure to short-term market changes. To read more about how Passport Wealth Management uses taxable accounts and tax-advantaged accounts to benefit our clients, please click here.
If you are interested in learning more about our investment planning services, or holistic financial planning with a fee-only CERTIFIED FINANCIAL PLANNER TM professional, please contact Passport Wealth Management at (704) 457-0060. We work with clients around the world from our offices our offices on the shores of Lake Norman, near Charlotte, NC. in Cornelius, NC.